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Home Inspections and Warranties

 

What Does a Home Inspection Cover and How Does It Differ from A Home Warranty?

Not every homeowner can purchase their property from a seller or developer who has the best of intentions. In light of this, home inspections and warranties are frequently regarded as crucial steps in the purchasing process. Although each of these elements is crucial, they are rather distinct.
 
A house inspection often evaluates the condition of significant home components, such as the HVAC system, plumbing, roofing, and window and door insulation, although it normally excludes appliances like refrigerators and dishwashers. On the other hand, home warranties only cover appliances, not structural issues that have to do with the functionality of the home.
 
So, homeowners who choose to cut corners by skipping these stages in the home-buying process may wind up having to pay much more in the long term to fix problems that a certified home inspector would identify and that a basic home warranty would cover.
 
 

Is a Home Inspection Necessary?

Yes. Purchasing a house "as is" is a dangerous move. Major home repairs can cost thousands of dollars. Roof, plumbing, and electrical issues represent important, complex systems that are expensive to repair.
 

What Is a Home Inspection?

A home inspection is when a professional inspector examines the home for flaws or other issues that could later cause the owner trouble. These inspectors are frequently contractors or engineers. They are frequently compensated by or act as the buyer's representative. After a buyer and seller have signed a purchase agreement, the inspection often occurs.
 

Who Should I Hire to Inspect My Home?

One resource is your real estate agent. However, it might be a good idea to keep them separate from the agent. The yellow pages have a listing for inspectors. You can ask your friends for recommendations. Request their credentials, such as their engineering license or contractor license. Additionally, look up their references.
 

Where Can I Find a Home Inspector?

Dian Hymer, author of "Buying and Selling a Home A Complete Guide," Chronicle Books, San Francisco; 1994, suggests searching for a home inspector who has credentials that can be verified. "Ideally, the general inspector you choose should be a contractor, engineer, or architect. Hire a home inspector who is a member of one of the industry trade groups whenever possible.
 
For its members, the American Society of Home Inspectors (ASHI) has created official inspection standards and a code of conduct. ASHI membership is not automatic; it requires technical expertise in structures, as well as knowledge of the systems and appliances that make up those structures.
 
The best places to look for an inspector are the phone directory, a real estate firm, and maybe a local association. The service has a wide range of prices. The average inspection cost is $400, however, expenses increase as the breadth of the inspection increases.

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